While many middle-class retirees focus on stretching their savings, wealthy retirees take a different approach: they keep building. From strategic investing to assembling a team of financial experts, rich retirees treat retirement as a phase of growth, not decline. Their habits aren’t just about having more money; they’re about using it wisely.
“The key difference is that they use this team proactively, not reactively,” said Chris Tipton, senior advisor at Balefire Wealth Management. “For instance, they’ll involve all parties in major decisions (like selling a business or gifting to heirs), ensuring alignment across legal, tax and investment strategies.”
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