Frequently Asked Questions

To get started, simply contact our team by clicking the “Contact” button at the top of the page, or call us directly to schedule an introductory meeting.

Your first meeting is focused on understanding where you are today, what matters most to you and what you are trying to accomplish.

You can expect:

• A conversation about your goals, priorities and concerns
• A review of the financial decisions or challenges in front of you
• An introduction to Balefire’s planning process and team structure
• Time to ask questions about our services, approach and fees
• Clear next steps following the conversation

You will leave with a clear understanding of what comes next and whether Balefire is the right fit for your needs.

Balefire brings financial planning, investment management, tax strategy, risk management, business planning and generational planning together through one collaborative team.

Rather than addressing each decision in isolation, our Framework Process connects the people, priorities and financial strategies involved so clients can move forward with greater clarity and alignment.

Yes, our financial advisors hold relevant certifications and licenses. We prioritize professional development and adhere to industry standards to ensure our clients receive the highest level of expertise and ethical service.

Your plan and accounts are reviewed throughout the year based on your needs, market conditions and changes in your financial life. We provide ongoing recommendations and scheduled reviews, and we encourage you to contact us whenever a meaningful change occurs so it can be incorporated into your plan.

The frequency of meetings will depend on your individual needs and preferences. We aim to maintain open communication and will schedule regular check-ins to review your financial progress and adjust strategies as necessary.

Yes, we offer virtual consultations and online services to accommodate our clients’ preferences and busy schedules. We utilize secure and advanced technology to ensure a seamless and confidential experience.

Portfolio Management Fees

Portfolio management fees are based on the assets managed by Balefire and the terms of the client relationship. Balefire uses a tiered fee schedule, with asset-based percentages declining as applicable asset levels increase.

Your specific fee is documented in your Investment Advisory Agreement.

Financial Planning Fees

Financial planning engagements are priced separately based on the scope and complexity of the work.

Balefire currently offers financial planning through fixed-fee and hourly arrangements. Fixed planning fees may be up to $50,000. Hourly planning fees currently range from $250 to $750. Fees are negotiable and documented in the applicable Financial Planning Agreement.

Retirement Plan Services Fees

Balefire may charge flat, hourly or asset-based fees for retirement plan advisory services. Asset-based fees may be up to 1.00%. Specific fees are negotiable and documented in the applicable Investment Advisory Agreement.

For additional information regarding Balefire’s fees and services, please review our current Form ADV.

We prioritize the security and confidentiality of our clients’ information. Our systems are equipped with the latest security measures, and we strictly adhere to industry regulations to safeguard your personal and financial data.

A fiduciary is a person or organization that, ethically and legally, puts the interests of the clients they represent before their own. At Balefire, each of our collaborative experts serves as a fiduciary to our clients. In everything we do, we are committed to acting honestly, in good faith and in strict keeping with each client’s guiding values.

A Registered Investment Advisor (RIA) firm is in the business of giving advice about securities and registered with the Securities and Exchange Commission (SEC). By law, we have a fiduciary duty to act in the best interests of our clients.

Yes, as a Center for Fiduciary Excellence certified firm, we are independently audited annually by a fiduciary expert to verify that our advisory and consulting services are consistent with industry best practices and the Prudent Practices. When a firm is CEFEX-certified, it is demonstrating adherence to a defined Prudent Practices for Investment Advisors standard, which contains 21 practices and supporting criteria.