If the dreaded paramed exam has been one of the reasons you’ve been putting off applying for life insurance, there’s good news: the process has come a long way.
Today, some insurance carriers may be able to use recent bloodwork and urine lab results in place of a paramed exam, depending on your age, health history, and the coverage being applied for.
So, don’t let the fear of the exam keep you from getting the coverage you need. If you’ve been considering life insurance, year-end is a great time to revisit your coverage and see what options may be available.